Buy Your New Home

If you’re thinking about investing in a home, you’re probably pretty thrilled about the idea of home ownership. It can be easy to focus on how your new home will feel and look, but you also need to cautiously assess your means and needs. At Hetti Group, we want to help you make the purchase decision that’s ideal for you. Canada Mortgage and Housing Corporation (CMHC) is a great resource whether you’re a first-time buyer or moving up to a new home. We highly recommend reviewing their Step by Step homebuying guide.

Peace of mind begins with understanding that you will be able to cover your mortgage payments besides your other current and future obligations. Consider your current income and expenses and what you have available for a down payment to determine the amount of mortgage you can manage. Remember to allow for adjustments in interest rates and unanticipated expenses. Use the CMHC Housing Calculator.

Does your lifestyle involve hosting large groups of friends and family? Are you planning a family or have another child on the way? What other financial goals do you have? These are all points to think about when deciding on the number of bedrooms and floors and amount of back yard area you require. The great thing about homes built by Hetti Group, our homes typically feel bigger than their square footage due to our excellent design and styles.

Reviewing your plans with a mortgage provider to ensure that you’ll get approved for a home mortgage is a very good idea. Every one of Canada’s major banking institutions and many credit unions provide home mortgages at competitive interest rates. You may also prefer to consult with a mortgage broker who operates in your interest to search for the best mortgage provider for you.

You can get more information on mortgage brokering here.

You may also be interested in finding out about CHMC Mortgage Loan Insurance here FAQ

Your choice of neighborhood is based on your requirements and way of life, your financial circumstance, whether or not you have children, having family close by and much more. Hetti Group has homes for your lifestyle suitable for couples, empty-nesters, aging parents and families of all sizes. We invite you to visit our communities to find the home best suited for you.